Blog
- Mar 22, 2022
Fixed vs Variable
When obtaining a mortgage, there is always the question of a fixed or variable interest rate. There are pros to cons to both types, which we will explore below.
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- Feb 15, 2022
How to Use Prepayments to Be Mortgage Free
Using mortgage prepayment options can drastically reduce the total amount of money you spend on your mortgage – and shorten the time it takes to pay it down! If you follow these three steps, you can be mortgage free sooner than ever!
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- Jan 12, 2022
8 Things to Avoid After a Mortgage Preapproval
You have word from your agent letting you know you are pre-approved for a mortgage. This is an exciting time as you are well on your way to purchasing a new home. A preapproval is usually good for 60 to 120 days depending on the lender. If you do not purchase a home within this time frame, the lender may require you to get preapproved again. Therefore, it is important to continue the great behavior that got you the preapproval, in the first place. Below are eight tips to help keep your financial situation preapproval ready.
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- Feb 05, 2020
Tips to Save Money
After the holidays we all can relate to the dread of opening a credit card statement and wondering how long it will take you to pay off holiday debt.
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- Dec 03, 2019
A less expensive, more meaningful Holiday
Budgeting for the holidays now may sound like a chore, but it is key to avoiding financial stress in January. Here is a guide to plan for the holiday season.
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- Nov 08, 2019
Are you saving enough for your retirement?
Many Canadians think of retirement as a time filled with vacations, getaways to
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- Oct 23, 2018
Interest Rates on the Rise?
There has been speculation that Canadian interest rates are not done rising yet – and some say they will keep rising until 2020.
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- Sep 10, 2018
Legalization and Landlords
With cannabis legalization in Canada coming into effect on October 17, 2018, many landlords are wondering about their rights as landlords and how the legalization will affect their rental property investments.
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- Aug 28, 2018
How long does it take to save a down payment, when earning minimum wage?
Getting into home ownership has never been tougher than it is today. With the qualifying rate over 2% higher and with the additional stress tests, it’s no surprise anyone earning near minimum wage would feel that the idea of home ownership is impossible.
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- Jul 18, 2018
Reverse Mortgages
With mortgage guidelines getting stricter over the past year, it has opened a wave of interest for different types of mortgages – including what’s known as a reverse mortgage.
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